Capital Good Fund, The

Description

Whether you’re looking to apply for citizenship, secure or renew your Green Card, petition family members to come to the U.S., pay for an immigration detention bond, or take any number of other immigration steps, it can cost several hundred to several thousands in legal costs and government fees. You must: -Have a bank account -Reside in Rhode Island, Florida, Delaware, Illinois, Massachusetts, Texas or Colorado. -Have an income We will need the following documents after you submit your application: -Two months' bank account statements (3 months' if you are applying for $2,000 or more) -A referral form from a community agency or immigration attorney providing proof of eligibility for the immigration step you seek to take ( form here) -If the purpose if the loan is to pay for an immigration detention bond, we instead require a copy of the judge's immigration order, and we may ask for additional documentation. -Copy of government-issued ID -Voided check or prepaid card with ACH features -We may ask for additional documents after you apply The best way to apply online! Applications can also be filled out at our office in Rhode Island (333 Smith Street, Providence, RI 02908). If you plan on coming in, please give us a call first! Call 866-584-3651 extension 302 to reach us.

Hours

Mon - Fri 10:00AM - 6:00PM & by appointments

Required Documents

-Have a bank account -Reside in Rhode Island -Have an income We will need the following documents after you submit your application: -Two months' bank account statements -A referral form from a community agency or immigration attorney providing proof of eligibility for the immigration step you seek to take ( form here) -If the purpose if the loan is to pay for an immigration detention bond, we instead require a copy of the judge's immigration order, and we may ask for additional documentation. -Copy of government-issued ID -Voided check or prepaid card with ACH features -We may ask for additional documents after you apply

Eligibility

Ages 18+

Fees

Varies

Intake Procedure

Call for appointment. Walk-ins welcome but not guaranteed an appointment. Online

Languages

Spanish

Service Area

Rhode Island

Geography Served

Telephone Numbers

Description

Their trained team of financial coaches are available to assist you and answer your questions in a completely JUDGEMENT FREE ZONE! Coaching sessions are 100% confidential. And for your safety, all of the sessions are completely contactless. You can be coached right from your home! We offer several different types of financial coaching program options to ensure you get the services that you need. Financial Coaching Plus: Their individualized Financial Coaching PLUS is a year-long relationship with your very own trained, expert Financial Coach. During your sessions, you will create a personal finance action plan. You’ll even learn how to take care of your health in an affordable way. We will work with you to accomplish your goals , whether you want to get out of debt, save for college, or simply learn how to manage your money more effectively. Participants make 12 monthly payments of $15, which we will be reported to all three credit bureaus as a 0% loan. The goal is to improve your credit score with each on-time, monthly payment. Credit Builder Program: Their Credit Builder Program is a great way to increase your credit score! Participants make 12 monthly payments of $5, which we will report to all three credit bureaus as a 0% loan. The goal is to improve your credit score with each on-time, monthly payment. Financial Coaching Hotline: They launched this Hotline to provide immediate support to individuals who are in a financial emergency due to the COVID-19 pandemic and need immediate answers. People who have been laid off, who aren’t sure how to navigate unemployment, who may not know how to bridge the gap until they start receiving unemployment checks, are all encouraged to call during their extended hours or video conference via Zoom. Financial Coaching Crash Course: We are offering a Crash Course version of our coaching program for those impacted by COVID-19. This program is consolidated into a 3-month version of our normal, yearlong program with the same credit builder loan component. Participants make 12 monthly payments of $5, which we will be reported to all three credit bureaus as a 0% loan. The goal is to improve your credit score with each on-time, monthly payment.

Hours

Mon-Fri 10:00AM-6:00PM & by appointments

Required Documents

Varies

Eligibility

All

Fees

Varies by program

Intake Procedure

Over the phone Online

Languages

Spanish

Service Area

Statewide

Geography Served

Telephone Numbers

Description

Provides small loans and personalized financial and health coaching. We know how difficult it can be to make ends meet, especially when faced with an unexpected crisis. We make the loan process as easy as possible. And although we do review your credit profile, there is no minimum FICO requirement. In addition, there are absolutely ZERO application or closing costs! Loan Options: Impact Loans - You can use an Impact Loan for a variety of purposes, including: • Paying rent or security deposit • Auto repairs • Covering the cost of utilities • Medical expenses • Technology purchases (laptop, tablet, etc.) Weatherization Loan - In partnership with National Grid, we are thrilled to offer the DoubleGreen Loan (AKA "Heat Loan"). Ranging from $500 to $25,000, the interest-free loan pays for measures that make your home more energy-efficient and safe. In fact, you can get a DoubleGreen loan for a variety of upgrades (usually as a package of measures), including: • Wall insulation and replacement windows • Duct sealing • Removal of knob-and-tube wiring • High-efficiency heating and cooling equipment • Any other measure that National Grid has deemed eligible for the program. Designed to serve the needs of moderate-to-middle income homeowners with less-than-perfect credit, the loan is paid back in monthly installments. And because you don't have to pay interest, the loan is extremely affordable. You must: -Have a bank account -Reside in Rhode Island, Florida, Delaware, Illinois, Massachusetts, Texas or -Colorado. -Have an income -No closing fee or down payment required. Monthly repayment over 2 to 4 years.* Monthly payments will depend on loan size.

Hours

Mon-Fri 10:00AM-6:00PM & by appointments

Required Documents

Depends on loan

Eligibility

All

Fees

Varies

Intake Procedure

Email: loans@capitalgoodfund.org Call: 866-584-3651 Apply online

Languages

Spanish

Service Area

Statewide

Geography Served

Telephone Numbers

Description

Whether you’re looking to apply for citizenship, secure or renew your Green Card, petition family members to come to the U.S., pay for an immigration detention bond, or take any number of other immigration steps, it can cost several hundred to several thousands in legal costs and government fees. You must: -Have a bank account -Reside in Rhode Island, Florida, Delaware, Illinois, Massachusetts, Texas or Colorado. -Have an income We will need the following documents after you submit your application: -Two months' bank account statements (3 months' if you are applying for $2,000 or more) -A referral form from a community agency or immigration attorney providing proof of eligibility for the immigration step you seek to take ( form here) -If the purpose if the loan is to pay for an immigration detention bond, we instead require a copy of the judge's immigration order, and we may ask for additional documentation. -Copy of government-issued ID -Voided check or prepaid card with ACH features -We may ask for additional documents after you apply The best way to apply online! Applications can also be filled out at our office in Rhode Island (333 Smith Street, Providence, RI 02908). If you plan on coming in, please give us a call first! Call 866-584-3651 extension 302 to reach us.

Hours

Mon - Fri 10:00AM - 6:00PM & by appointments

Required Documents

-Have a bank account -Reside in Rhode Island -Have an income We will need the following documents after you submit your application: -Two months' bank account statements -A referral form from a community agency or immigration attorney providing proof of eligibility for the immigration step you seek to take ( form here) -If the purpose if the loan is to pay for an immigration detention bond, we instead require a copy of the judge's immigration order, and we may ask for additional documentation. -Copy of government-issued ID -Voided check or prepaid card with ACH features -We may ask for additional documents after you apply

Eligibility

Ages 18+

Fees

Varies

Intake Procedure

Call for appointment. Walk-ins welcome but not guaranteed an appointment. Online

Languages

Spanish

Service Area

Rhode Island

Geography Served

Telephone Numbers

Description

Their trained team of financial coaches are available to assist you and answer your questions in a completely JUDGEMENT FREE ZONE! Coaching sessions are 100% confidential. And for your safety, all of the sessions are completely contactless. You can be coached right from your home! We offer several different types of financial coaching program options to ensure you get the services that you need. Financial Coaching Plus: Their individualized Financial Coaching PLUS is a year-long relationship with your very own trained, expert Financial Coach. During your sessions, you will create a personal finance action plan. You’ll even learn how to take care of your health in an affordable way. We will work with you to accomplish your goals , whether you want to get out of debt, save for college, or simply learn how to manage your money more effectively. Participants make 12 monthly payments of $15, which we will be reported to all three credit bureaus as a 0% loan. The goal is to improve your credit score with each on-time, monthly payment. Credit Builder Program: Their Credit Builder Program is a great way to increase your credit score! Participants make 12 monthly payments of $5, which we will report to all three credit bureaus as a 0% loan. The goal is to improve your credit score with each on-time, monthly payment. Financial Coaching Hotline: They launched this Hotline to provide immediate support to individuals who are in a financial emergency due to the COVID-19 pandemic and need immediate answers. People who have been laid off, who aren’t sure how to navigate unemployment, who may not know how to bridge the gap until they start receiving unemployment checks, are all encouraged to call during their extended hours or video conference via Zoom. Financial Coaching Crash Course: We are offering a Crash Course version of our coaching program for those impacted by COVID-19. This program is consolidated into a 3-month version of our normal, yearlong program with the same credit builder loan component. Participants make 12 monthly payments of $5, which we will be reported to all three credit bureaus as a 0% loan. The goal is to improve your credit score with each on-time, monthly payment.

Hours

Mon-Fri 10:00AM-6:00PM & by appointments

Required Documents

Varies

Eligibility

All

Fees

Varies by program

Intake Procedure

Over the phone Online

Languages

Spanish

Service Area

Statewide

Geography Served

Telephone Numbers

Description

Provides small loans and personalized financial and health coaching. We know how difficult it can be to make ends meet, especially when faced with an unexpected crisis. We make the loan process as easy as possible. And although we do review your credit profile, there is no minimum FICO requirement. In addition, there are absolutely ZERO application or closing costs! Loan Options: Impact Loans - You can use an Impact Loan for a variety of purposes, including: • Paying rent or security deposit • Auto repairs • Covering the cost of utilities • Medical expenses • Technology purchases (laptop, tablet, etc.) Weatherization Loan - In partnership with National Grid, we are thrilled to offer the DoubleGreen Loan (AKA "Heat Loan"). Ranging from $500 to $25,000, the interest-free loan pays for measures that make your home more energy-efficient and safe. In fact, you can get a DoubleGreen loan for a variety of upgrades (usually as a package of measures), including: • Wall insulation and replacement windows • Duct sealing • Removal of knob-and-tube wiring • High-efficiency heating and cooling equipment • Any other measure that National Grid has deemed eligible for the program. Designed to serve the needs of moderate-to-middle income homeowners with less-than-perfect credit, the loan is paid back in monthly installments. And because you don't have to pay interest, the loan is extremely affordable. You must: -Have a bank account -Reside in Rhode Island, Florida, Delaware, Illinois, Massachusetts, Texas or -Colorado. -Have an income -No closing fee or down payment required. Monthly repayment over 2 to 4 years.* Monthly payments will depend on loan size.

Hours

Mon-Fri 10:00AM-6:00PM & by appointments

Required Documents

Depends on loan

Eligibility

All

Fees

Varies

Intake Procedure

Email: loans@capitalgoodfund.org Call: 866-584-3651 Apply online

Languages

Spanish

Service Area

Statewide

Geography Served

Telephone Numbers